My Financial Runway
See how long your current money, income, and spending could support your lifestyle.
This engine gives you a practical picture of your financial runway using available funds, monthly income, required expenses, flexible spending, and debt pressure. It is not limited to job loss. You can use it to understand your financial resilience, evaluate your current lifestyle, or prepare for a possible income change.
Analysis Level
Available Money
Only include money you could realistically use if needed. Retirement accounts are excluded from normal runway unless you explicitly include them as an emergency-only option.
Monthly Cash Flow
Use after-tax income if possible. This calculator is focused on cash flow and runway.
Enter at least one available-money value before calculating runway.
Privacy First
The information you enter is used only to perform calculations in your browser. We do not store, retain, sell, or share your calculator inputs. Refreshing the page or using Clear All Data removes the information.
How this works
- • Enter inputs and click Calculate My Runway
- • Quick Answer uses broad cash-flow fields
- • Detailed Analysis breaks out burn rate and pressure points
- • Comprehensive Planning adds what-if scenarios
- • Open "How Was This Calculated?" to inspect the formulas